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Model version 1.0.0
Method and assumptions
Monthly contribution with churn at close; free months yield no contribution. Retention-adjusted payback is shown only if reached within the horizon.
Examples are illustrative. Profitability excludes recoverable indirect taxes; use consistent periods. Results depend on your inputs. No automatic legal rates are applied.
A new regulation can create needs for analysis, training, technology, or process redesign. However, a commercial opportunity exists only if customers are willing to pay to address them.